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High Yield Secured
Real Estate Debt
At Fracct, we originate, structure, and invest in short-term real estate debt secured against high-quality, value-add residential assets across liquid and strategically selected European markets. Investors have the opportunity to co-invest alongside us on a deal-by-deal basis through a secured, transparent, and professionally managed platform.
Loan Type
12–24 months | €1–25M
Up to 70 % LTV
Asset Type
High-quality, prime real estate assets in liquid markets
Security
Combination of first charge, fiduciary trust, share buy back, SPV-based secured lending
Returns
Bullet repayment
HOW IT WORKS
Your Investment Journey
Our investment process is designed to ensure full transparency, control, and alignment. From deal origination and underwriting to investor commitment, drawdown, and capital return, every step is structured to prioritise capital protection and consistent performance.
01
Investment Opportunity Underwriting
Rigorous deal analysis, conservative structuring.
02
Investment Memorandum Shared
Full transparency before commitment.
03
Investor Commitment & SPV Formation
Capital is secured and protected.
04
Drawdown & Monitoring
Ongoing updates, full asset oversight.
05
Exit & Distribution
Return of capital and waterfall-based profit sharing.
Investment Highlights
€1–25M
Loan Amount
70%
LTV
12-24
Months
How we protect our Investment
Multi-layered security. Institutional standards. Full transparency.
At Fracct, capital protection is our foremost priority. Every transaction is structured with robust, institutional-grade safeguards to mitigate risk and maximise control. From legal structuring to collateral layering, we ensure every investment is backed by enforceable protections and downside resilience
Deal Vetting
Every opportunity is vetted. Most don’t make the cut.
At Fracct, each investment opportunity undergoes rigorous due diligence before it’s presented to investors. We combine institutional underwriting with deep local market insight to assess both risk and upside potential. Only transparent, solvent, and execution-ready sponsors are approved — ensuring every deal aligns with our capital preservation standards.
Our Investment Philosophy
Capital protection through control. Disciplined execution. Predictable returns.
At Fracct, we focus on liquid, high-quality assets and maintain conservative LTVs to safeguard investor capital. Every deal is backed by multi-layered legal protections — including fiduciary structures, personal guarantees, and independent valuations.
We combine institutional underwriting with a selective approach to originate short-term real estate credit opportunities offering strong downside protection and attractive, risk-adjusted returns.
