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EXPLORE DEBT FINANCING SOLUTIONS

At Fracct, we offer bespoke debt financing solutions crafted for real estate projects of all sizes and complexities. Whether you're acquiring, developing, or repositioning assets, our approach combines flexible structures, swift execution, and deep market expertise. Explore how our capital solutions can unlock opportunities, manage risk, and support the success of your projects.

Real Estate Financing Across Europe and the UK

01

Bridge Financing 

Flexible bridge financing secured against prime real estate, structured to support acquisitions, refinancing, or transitional strategies. Facilities offer up to 70% LTV, with pricing from 0.8% PCM*, delivering speed, reliability, and certainty of execution when timing is critical.

02

Development Financing

Tailored development finance designed to support every stage of the project — from site acquisition to construction. Facilities are structured for high-quality residential and commercial schemes, offering up to 85% LTC and up to 75% LT/GDV, with the flexibility to adapt to evolving timelines and capital requirements.

03

Equity Release

Our equity release facilities enable owners and sponsors to unlock capital from existing assets without disposals. We structure flexible, secured solutions that meet complex ownership and capital strategy requirements.

04

Special Situations

Targeted investments in special situations and distressed opportunities, including:
 

  • Providing strategic capital in rescue financing or complex restructuring cases

  • Acquiring high-potential assets under time-sensitive or distressed sale conditions

  • Purchasing non-performing loans (NPLs), whether individually or as part of a broader portfolio

05

Preferred Equity

Our preferred equity solutions provide sponsors with strategic capital to accelerate development, acquisitions, or recapitalisations. We structure flexible, risk-aligned investments that sit beneath senior debt and complement your existing capital stack.

06

Commercial Financing

Access to tailored commercial financing designed to support acquisitions, developments, or refinancing of income-producing assets. Each facility is structured around the project’s cash flow and timeline, enabling efficient leverage and certainty of execution across the UK and Europe.

Mastering the numbers that matter

€ 523M

Underwritten Transactions

Case Studies Snapshot

Lisbon

Investment
Investment to Value
Value

€ 2.5M

30%

€ 8.3M

The structuring allowed the acquisition and full refurbishment of a prime residential asset in Lisbon, positioning the property for a de-risked exit through a sale at strong market value upon completion.

Monaco

Investment
Investment to Value
Value

€ 20.14M

50%

€ 40M

This allowed the sponsor to regain control of the asset and complete the renovation works, supporting a successful exit through a sale at strong market value.


La Colle-sur-Loup

Investment
Investment to Value
Value

€ 4.5M

47%

€ 10.5M

This provided low-leverage liquidity to refurbish a prime French Riviera villa, optimise capital and support new investments, with a clear exit via sale or private bank refinancing.

Switzerland

Investment
Investment to Value
Value

€ 5.1M

60%

€ 8.5M

This facility refinanced existing debt and provided additional capital for light refurbishment works, enabling the sponsor to enhance the asset’s market positioning and execute a structured sale strategy within a defined short-term horizon.

Saint-Jean-Cap-Ferrat

Investment
Investment to Value
Value

€ 1.5M

40%

€ 3.6M

This unlocked liquidity through an equity release on a prime residential asset, allowing the sponsor to optimise capital while maintaining a clear exit via the sale of the property.

United Kingdom

Investment
Investment to Value
Value

€ 5M

70%

€ 7.1 M

The structuring unlocked development funding through a facility secured against a freehold commercial property in Gloucester, allowing the sponsor to convert a vacant office into a (SEN) school.

Ready to get started?

Whether you are a broker, borrower, or investor, our team is ready to structure tailored real estate solutions that deliver speed, flexibility, and results.

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