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French Coastal City

Borrowers

Strategic Capital, Tailored to Your Needs

 Loan Size

€ 1-50+ million

LTV up to 

70%
 

LTC up to 

80%
 

Duration

6-48 months

What we do

We provide tailored real estate debt solutions to help experienced borrowers unlock the full potential of their projects.

At Fracct, we work across the UK and core European markets to structure flexible, short- to mid-term financing solutions secured by high-quality assets. We take a hands-on approach, aligning with your business plan, timeline, and capital needs — because we don’t just fund projects, we back the people behind them.

Fracct Product Guides

Explore detailed product guides from Fracct to help you make informed decisions.

Fracct Bridging Loans Product Guide 2026
Development Finance Product Guide 2026

WHAT WE DO 

Real Estate Debt

CRITERIA

We provide tailored real estate debt solutions for residential developments, second homes, investment properties, PBSA, and co-living and commercial projects across prime markets in Western Europe and the UK.

HOW WE DO IT

01

Tailored Structure

Each financing solution is structured to meet the
specific needs of our clients and their projects.

02

Fast Execution

Our efficient process ensures we move at the same pace as our clients, delivering timely closings aligned with your goals.

03

Strong Capital Backing

Fracct is backed by substantial capital resources, enabling us to fund large, complex transactions with certainty.

Large Modern House with Pool

Case Studies Snapshot

Asset backed lending

Lisbon

Investment
Investment to Value
Value

€ 2.5M

30%

€ 8.3M

The structuring allowed the acquisition and full refurbishment of a prime residential asset in Lisbon, positioning the property for a de-risked exit through a sale at strong market value upon completion.

Asset backed lending

Monaco

Investment
Investment to Value
Value

€ 20.14M

50%

€ 40M

This allowed the sponsor to regain control of the asset and complete the renovation works, supporting a successful exit through a sale at strong market value.


Asset backed lending

La Colle-sur-Loup

Investment
Investment to Value
Value

€ 4.5M

47%

€ 10.5M

This provided low-leverage liquidity to refurbish a prime French Riviera villa, optimise capital and support new investments, with a clear exit via sale or private bank refinancing.

Asset backed lending

Switzerland

Investment
Investment to Value
Value

€ 5.1M

60%

€ 8.5M

This facility refinanced existing debt and provided additional capital for light refurbishment works, enabling the sponsor to enhance the asset’s market positioning and execute a structured sale strategy within a defined short-term horizon.

Asset backed lending

Saint-Jean-Cap-Ferrat

Investment
Investment to Value
Value

€ 1.5M

40%

€ 3.6M

This unlocked liquidity through an equity release on a prime residential asset, allowing the sponsor to optimise capital while maintaining a clear exit via the sale of the property.

Asset backed lending

United Kingdom

Investment
Loan to GDV
Value

€ 5M

70%

€ 7.1 M

The structuring unlocked development funding through a facility secured against a freehold commercial property in Gloucester, allowing the sponsor to convert a vacant office into a (SEN) school.

Ready to get started?

Submit your documents using our application form.

If you are interested in exploring our tailored debt financing solutions, please complete the application form below. Upon submission, our team will review your information and reach out to discuss your specific requirements and potential financing options.
 

We look forward to supporting your project with flexible, competitive, and efficient funding solutions.

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