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As we approach 2026, the European real estate market is shifting from resilience to cautious optimism. While 2025 was defined by stabilization, the coming year will be defined by execution. For sophisticated investors, the primary story is no longer just about interest rates—it is about the liquidity gap  and the critical role of agile, short-term bridge financing. 1. The €74B "Refinancing Wall" The most significant driver for the bridge lending market in 2026 is the growing